Check Out the Conejo Valley
From Santa Barbara through all the
coastal communities to Conejo Valley, Simi Valley and the West San Fernando
Valley there is an overwhelming sense of beauty. Whether you live here or would
like to relocate to Southern California, I would like to share my community
with you. This section of my web site has been dedicated to the happenings of
the community I serve.
The Ronald Reagan Presidential Library
and Museum is located in Simi Valley, California. Over one million visitors
have toured the museum, which is open from 10 a.m. to 5 p.m. seven days a week
except Thanksgiving, Christmas and New Year's Day. Dedicated in 1991 and built
entirely with private donations, the Reagan Library is one of only ten
Presidential Libraries in the U.S.
Located in Los Angeles, California, the
Getty Center is set against a backdrop of natural and developed landscape,
the Getty Center combines a museum, research center, information institute and
grant program. The Center, covering 110 acres, overlooks the city of Los
Angeles and the Pacific Ocean. The Center is located approximately 40 miles
south of Conejo Valley.
I know you will find this section, MY
REAL ESTATE ONLINE, very interesting and enjoyable. Please
contact me with
your comments, questions or suggestions for more about our
community.
Automated
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Buyers will know about homes new to
the market even before most Realtors! Sellers can stay updated on their
neighborhood trends, activities and prices, all from the privacy of their own
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
 See More Real Estate Trivia > |
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